Gothic Revival.
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This imposing Gothic bank was designed and erected in 1880 to the design of the leading architectural firm, Terry & Oakden on behalf of English Scottish and Australian Bank (ES & A). The building is a commanding essay in the Gothic revival, being built of Hawthorn bricks into which are set polychrome brick bands, string courses both of render and encaustic tiles and granite colonettes flanking the doorway.
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The ground floor has a series of pointed gothic windows with hood moulds over each terminated with bosses, while the first floor windows are stilted , also with pointed heads. The steeply pitched slate cross-gable roof is broken by a projecting gable unit that breaks the line of the first floor, corbeling out over the first floor.